If you are covered by Medicare, it’s time to compare your current coverage with other available options. Medicare’s Open Enrollment period begins on October 15 and runs through December 7. Medicare plans can change every year; you may want to switch to a health or prescription drug plan that better suits your needs or your budget.

During open enrollment, you can:

• Switch from Original Medicare to a Medicare Advantage Plan, and vice versa
• Change from one Medicare Advantage Plan to another
• Join a Medicare Part D drug plan, switch from one Part D plan to another, or drop your Part D coverage

Any changes made during Open Enrollment are effective as of January 1, 2024.

Compare Your Options & Get Help

Start by reviewing any materials your plan has sent you. Look at the coverage offered, the costs, and the network of providers, which may be different than last year. Maybe your health has changed, or you anticipate needing medical care or new or pricier prescription drugs. If you’re satisfied with what you currently have, you don’t have to do anything — your current coverage will continue.

If you want to explore the new Medicare options, we always recommend working with an experienced Medicare insurance agent to ensure you are with the best plan to meet your specific needs and budget. If you would like a referral to a local Medicare insurance agent, please email us at info@bivenslaw.com to let us know. We are happy to provide you with referrals to a few of our favorites. Please note that we are not licensed insurance agents and do not receive any referral fee or compensation from referrals; we simply work with many Medicare enrollees and know how critical the right health insurance coverage can be to protect your well-being and estate.