The table below provides a quick reference to allow individuals to determine if they are immediately financially eligible for long term care benefits via the Arizona Long Term Care System (ALTCS) program in Arizona. IMPORTANT, not meeting all the financial criteria below does not mean one cannot become eligible. We can help you to plan to meet financial criteria to qualify for benefits to provide excellent care while also saving significant assets.
For 2018, the following are the income and resource limits for ALTCS eligibility:
|ALTCS Eligibility:||GROSS MONTHLY INCOME LIMIT||
|Married Applicant||$2,250.00 paid to applicant only, or $4,500.00 combined spousal income*||The non-applicant spouse (i.e., the community spouse) may keep ½ the total countable assets owned by both spouses as of the first month in which the applicant spouse meets medical eligibility criteria, which may not exceed $123,600.00 and will be no lower than $24,720.00, plus an additional $2,000.00.|
|*Income Only Trust may be used in certain circumstances to qualify applicants whose incomes exceed this amount.||All applicants may keep certain non-countable assets in addition to the above described countable resources. Non-countable assets are generally a primary residence (ALTCS member’s interest limited to $572,000.00), vehicle, certain burial plots/plans, personal goods and household effect, and certain small life insurance policies.|
If you want to know all your options to pay for long term care, and are considering seeking ALTCS benefits you should seek advice of an elder law attorney with knowledge and experience in such matters. Note, over 70% of people who apply for ALTCS are denied; not our clients! Careful planning can save you significant assets, money, and valuable time. We have helped hundreds of families qualify for ALTCS to help pay for such valuable long term care services such as home health, adult day care, assisted living, memory care and skilled nursing. Let us help you and your family with a FREE INITIAL CONSULTATION where you will learn about ALTCS services, all eligibility criteria (citizenship, medical, and financial criteria), AHCCCS lien/estate recovery rights (and how to avoid them), and what steps you or your loved one may take to qualify. We have helped hundreds of families; put our experience to work for you.