Special needs children are just like other children who love to play, to learn, to have fun, and to experience the world. The main difference is in their level of care, which in some cases, can be for…Read More
We highly recommend Bivens & Associates
Last fall you referred us to Bivens & Associates for help on qualifying “B” for ALTCS. At that time we were seeking financial assistance for an in-home caregiver. Sadly “B” had to go to assisted living …We contacted Bivens to start the process which is far more complicated and confused and full of pitfalls than I could handle. ALTCS entered some inaccurate data initially and this cost at least 3 months to straighten out. “B” was financially assessed and then medically qualified. No problem in either area. Then we were able to “shelter” a substantial amount of cash assets through the use of an annuity as well as keep $115k for the Community Spouse. As of 7/22/13 ALTCS will be paying for the assisted living (and for SNF down the road if needed). The savings to us is very significant to say the least: we were paying $198.xx a day for care-a major benefit in addition to keeping assets way in excess of $2,000.
Bottom line: We highly recommend Bivens & Associates for clients seeking to quality for ALTCS and protect their assets.